Sharlene Downs

Summer is here in Chanhassen! The Sharlene Downs Agency is excited to be a part of the upcoming community events like the Chanhassen 4th of July Celebration. If you see us out and about – please stop and say hello!

A little about me. I began my State Farm agency journey right here in Chanhassen in 1989, shortly after graduating from college. Over the past 30 plus years, I’ve had the privilege of building lasting relationships with local families. In some cases, we insure three generations within the same family, and that never gets old. Our goal each day is to provide the kind of service that makes people throughout Chanhassen, Eden Prairie, Minnetonka, Chaska, Victoria, and surrounding communities feel like they truly come first. We understand that Auto, Home, Life, Business Insurance, Commercial Auto and Renters insurance may not be everyone’s favorite topic, but it has always been one we genuinely enjoy helping with.

I’m also incredibly grateful to work alongside five wonderful team members who collectively bring 35 years of insurance experience to our office. They’ve answered just about every insurance question imaginable and are committed to making each interaction a positive one as we help you put the right protections in place. Over the years, our office has been honored by State Farm with recognitions such as Crystal Excellence and Ambassador Club, which reflects the care we put into serving our community.

Outside the office, I’m usually spending time with my husband, Steve, on Lake Minnetonka. Whether we’re kayaking, boating, or simply enjoying the view, it’s one of our favorite ways to slow down. We have five kids ranging in age from 23 to 30, which makes for plenty of relatable conversations with the families we work with. There is always something to laugh about and a lot to talk through.

When you’re in downtown Chanhassen, stop by our office, enjoy one of the local restaurants, or catch a concert in the park, and let’s talk about preparing an insurance package that fits you and your life!

Frequently Asked Questions (FAQs):

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Sharlene, your local State Farm agent in Chanhassen, MN, is here to help.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Connect with Sharlene for insurance guidance in Chanhassen.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. In Chanhassen, you can count on Sharlene for personalized service.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Sharlene is here to help your Chanhassen household feel covered.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. Looking for coverage? Talk with Sharlene about your options in Chanhassen.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Sharlene is proud to serve the Chanhassen community.